Radhika Finances

How Can I get a Project Loan.

Radhika Finances

Getting a project loan involves several key steps and eligibility requirements. Project loans are typically offered to businesses or individuals for funding large-scale ventures like construction, infrastructure, industrial setup, renewable energy projects, and more. 1. Project Planning & Documentation Before approaching lenders, prepare a comprehensive Project Report that includes: Project overview and objectives Market analysis and feasibility Cost estimates and fund requirements Projected cash flow and repayment plan Business model and expected ROI.Read More

How Much EMI Do I Need To Pay

Radhika Finances

Affordable EMIs, stress-free repayments! The EMI depends on: Loan Amount – The higher the amount, the higher the EMI. Interest Rate – Higher rates increase your EMI. Loan Tenure – Longer tenure reduces monthly EMI but increases total interest paid.

Documentation and Rate Of Interest ,Tenure

Radhika Finances

"Say goodbye to complex paperwork! Get your loan approved with simple documentation and quick processing to meet your financial needs on time.

Find out more about what we do?

At Radhika Finances we are committed to empowering individuals and businesses with smart financial solutions that drive growth, stability, and success. Whether you’re looking to secure a home, manage your business finances, or make intelligent investments, we provide a range of tailored financial products designed to meet your unique needs. Our team of experts is here to guide you through the complexities of the financial world with confidence, offering personalized solutions that ensure your financial peace of mind. From comprehensive loans to wealth management and investment strategies, we offer a broad spectrum of services that help you achieve your goals, every step of the way. Call us for More Details:09129768488,07248169374

Business Loan

Business Loan is a financial product designed to meet the capital needs of businesses—whether small, medium, or large. It helps entrepreneurs and business owners access quick funding to start a new venture, manage working capital, expand operations, purchase equipment, hire staff, or invest in marketing and infrastructure.

Advantages of Business Loan

Quick Access to Funds

Get immediate financial support to manage operational costs or seize growth opportunities.

No Collateral Required

Many business loans are unsecured, meaning no assets need to be pledged (subject to eligibility).

Flexible Usage

Use the loan for any legal business purpose—expansion, inventory, technology upgrades, or office space.

Customizable Tenure & EMI Options

Choose a repayment period that suits your business cash flow, typically ranging from 12 to 60 months.

Improve Business Credit Score

Timely repayment can help build a strong credit history for future funding needs.

Tax Benefits

Interest paid on business loans is eligible for deduction under business expenses as per income tax laws.

Documents Required

1 KYC Documents

PAN Card (of individual and business)

Aadhaar Card / Passport / Voter ID / Driving LicensePassport-size photographs

2. Business Proof

Business registration certificate / Trade license

GST registration certificate

Udyam/MSME certificate (if applicable)

Partnership deed / MOA & AOA (for firms or companies)

3. Financial Documents

ITRs for last 2–3 years (with computation)

Audited Balance Sheet and Profit & Loss Statement

Bank statements (last 6–12 months)

Existing loan statements (if any)

4. Additional Documents (if applicable)

Business plan or loan usage proposal (for higher loan amounts)

Quotation for machinery or infrastructure (if funding is for capital purchase)

Office/Shop ownership or rental agreement