Privacy Policy – Radhika Finances
At Radhika Finances, we are committed to safeguarding your personal and financial information. This Privacy Policy explains how we collect, use, share, and protect your data when you interact with our services.
By using our website, mobile applications, or applying for any of our financial products, you consent to the practices described in this policy.
Information We Collect
We may collect the following types of information:
Personal Information: Name, address, contact number, email ID, date of birth, PAN, Aadhaar, etc.
Financial Information: Income details, bank account details, credit score, existing loans, etc.
Professional Information: Employment or business details, job title, organization name, etc.
Property or Collateral Details: If applying for secured loans.
Device & Technical Data: IP address, browser type, and usage patterns (if using our digital platforms).
How We Use Your Information
We use your information to Process your loan or financial product applications
Perform credit and risk assessments
Fulfill legal, regulatory, and compliance requirements
Communicate offers, updates, and services
Improve our website, services, and customer experience
. Information Sharing & Disclosure
We do not sell or rent your personal information. However, we may share your data with:
Partner banks, NBFCs, or financial institutions for loan processing
Credit bureaus for credit assessment
Regulatory authorities, when legally required
Authorized third-party service providers under confidentiality agreements
. Data Security
We employ industry-standard security practices and encryption protocols to ensure your information is protected against unauthorized access, disclosure, or misuse.
Your Rights
You have the right to:
Access and update your personal information
Request correction of inaccurate data
Withdraw consent (subject to contractual and legal obligations)
To make such requests, you can contact our customer support team.
. Updates to Privacy Policy
We reserve the right to update this policy from time to time. Changes will be posted on our website with the updated effective date. Continued use of our services implies your acceptance of the revised policy.
Contact Us
For any privacy-related concerns, feel free to contact us at:
Radhika Finances
Phone: [Your Contact Number]
Email: [Your Official Email Address]
Website: [Your Website URL]
